Terms and Conditions of Service
Please read these Terms and Conditions ("Terms") carefully before using the website Car Match Maker (https://carmatchmaker.in) and accessing our digital calculators, reports, and vehicle catalogs.
These Terms constitute a legally binding agreement between you (the "User") and Sangai AI Studio ("Company," "we," "our," or "us"). By accessing or using our Website, you confirm your acceptance of these Terms. If you do not agree, please do not use this Website.
1. Eligibility
By using this Website, you represent and warrant that you are at least 18 years of age and possess the legal authority to enter into a binding financial agreement under the Indian Contract Act, 1872.
2. Scope of Digital Services
Car Match Maker provides automated financial calculation tools modeled after personal budgeting formulas (specifically the 20/4/10 rule customized for the Indian automotive market).
- Free Service: Access to the baseline affordability estimator, displaying safe on-road estimates and generic vehicle matches.
- Paid Service: Delivery of a detailed "Personalised Car Recommendation" / "Car recommendation Magazine" PDF report based on user-supplied preferences (mileage, driving style, lifestyle) for a one-time digital access fee (inclusive of all applicable taxes) as displayed on the website's checkout page or promotional campaign offerings.
3. MANDATORY FINANCIAL & LEGAL DISCLAIMER
- No Advice: The results, ratios, projections, and vehicle recommendations generated by our tools are designed strictly for educational, research, and informational purposes.
- Not Financial Solicitation: Car Match Maker is NOT a registered Non-Banking Financial Company (NBFC), commercial car dealership, car loan broker, investment advisor, or insurance agent. We do not solicit, process, or guarantee car loans or official RTO taxes.
- Assumption of Risk: Vehicle pricing, interest rates, RTO calculations, insurance premiums, and manufacturer specifications vary frequently. You are strongly advised to conduct independent physical due diligence and consult certified financial planners or authorized dealership managers before executing a vehicle purchase. We accept no liability for financial decisions made using our estimates.
4. Acceptable Use Policy
You agree not to:
- Use any automated web scraper, crawler, bot, or browser extension to extract vehicle data, financial models, or catalogue contents from our Website.
- Attempt to bypass, manipulate, or intercept payment validation processes, redirect pathways, or our Supabase secure backend database endpoints.
- Reverse engineer or copy the mathematical engine algorithms, CSS styles, or brand assets of Car Match Maker.
5. Intellectual Property
All content, calculation models, custom code, layouts, and brand graphics on this Website are the exclusive property of Sangai AI Studio and are protected under Indian and international copyright and trademark laws.
6. Modifications to Pricing & Services
The Company reserves the right, at its sole discretion, to modify the access fees (including running temporary campaigns, promotional discount offers, or changing the baseline digital report fees), change parameters of the calculation engine, or discontinue parts of the digital report service without prior notice.
7. Governing Law and Jurisdiction
These Terms and your use of the Website are governed by and construed in accordance with the laws of India. Any legal dispute or claim arising out of these Terms shall be subject to the exclusive jurisdiction of the competent courts in Giridih, Jharkhand, India.